How to Write 1 Lakh on a Cheque (Pakistan & India)

Updated 2026-09-28 · 11 min read

Quick answer

Write "Rupees one lakh only" on the words line and 100000 (or 1,00,000) in the figures box. Start at the far left, end with "only", and draw a line through any empty space.

The exact wording

FieldWhat to write
PayRecipient name (or "Self")
Words lineRupees one lakh only
Figures box100000
DateCurrent date (cheques older than 6 months are stale)

Why "one lakh" and not "100,000"?

The words line must contain words, not digits. "One lakh" is the standard Indian-system wording used across Pakistan and India. Writing "one hundred thousand" is technically understandable but non-standard locally and may raise eyebrows at the branch.

With paise: 100000.50

"Rupees one lakh and fifty paise only" with 100000.50 in the figures box. The paise must be in words too — never write "Rs 100000.50 only" on the words line.

Errors that bounce 1-lakh cheques

  • Writing "one lac" — informal; use "lakh".
  • Figures box says 100000 but words say "one lakh fifty thousand".
  • Leaving space before "Rupees" where extra words could be inserted.
  • Signature not matching the bank record.

Frequently asked questions

How do you write 1 lakh in words?
"One lakh" — on a cheque: "Rupees one lakh only".
Is it "1 lac" or "1 lakh" on a cheque?
Always "lakh" on financial documents. "Lac" is informal.
What is 1 lakh in dollars?
About $350–360 at typical 2026 rates (1 lakh PKR ≈ $355). Rates move daily — check before converting.
How do you write 2 lakh on a cheque?
"Rupees two lakh only" with 200000 in the figures box.

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