Cheque Amount in Words

Bank-ready cheque amounts for Pakistan and India — correct "Rupees … only" format, paise rules included.

Language
System
Currency
In words

One lakh twenty-five thousand rupees and fifty paise only

Cheque format: capitalized, with “only” at the end — the way banks in Pakistan and India require it.

Indian system: 1,00,000 = one lakh · 1,00,00,000 = one crore.

Quick answer

On a Pakistani or Indian cheque, write "Rupees" + the amount in words + "only": 25000 → "Rupees twenty-five thousand only". With paise: 25000.50 → "Rupees twenty-five thousand and fifty paise only". Use Cheque mode in the tool above — it formats this automatically.

Cheque writing rules (Pakistan & India)

  1. Write the amount in words on the "Pay" line, starting at the far left so nothing can be inserted before it.
  2. Begin with a capital letter: "Rupees twenty-five thousand only" — not "rupees…".
  3. End with "only" to close the line against tampering.
  4. Write paise after "and": "…and fifty paise only". If there are no paise, just end with "only".
  5. The words and the figures box must match exactly — banks reject cheques where they differ.
  6. Draw a line through any empty space left on the words line.
  7. Use the Indian system (lakh/crore): "Rupees two lakh fifty thousand only" for 250000.

Examples

AmountWords on cheque
1,000Rupees one thousand only
25,000Rupees twenty-five thousand only
1,00,000Rupees one lakh only
2,50,000Rupees two lakh fifty thousand only
25,000.50Rupees twenty-five thousand and fifty paise only
10,00,000Rupees ten lakh only

Common cheque mistakes

  • Forgetting "only" — leaves the amount open to alteration.
  • "Paisas" — wrong; the plural of paisa is paise.
  • Mixing "lakh" with "million" in one amount.
  • Words ≠ figures — even a one-rupee mismatch bounces the cheque.
  • Leaving gaps at the start or end of the words line.
Tip: fill cheques with a pen, never a pencil, and keep your signature consistent with the bank record.

Frequently asked questions

How do I write 100000 on a cheque in Pakistan?
"Rupees one lakh only". Write the words on the pay line and 100,000 (or 100000) in the figures box.
How do I write paise on a cheque?
After "and": "Rupees five thousand and twenty-five paise only". Write 25/100-style fractions only if your bank asks; words are the standard.
Is "only" mandatory on cheques?
It is the universal convention in Pakistan and India and banks expect it. It prevents anyone from appending extra words to your amount.
What if the words and figures differ on my cheque?
The bank will reject (bounce) the cheque. Always double-check both before signing.
Can I write "lac" instead of "lakh" on a cheque?
Write "lakh" — it is the standard spelling. "Lac" is informal and best avoided on financial documents.
How do I write 1 crore on a cheque?
"Rupees one crore only" with 1,00,00,000 (or 10000000) in the figures box.

Also see: Amount in Words · Cheque guide (Pakistan) · Cheque guide (India)